You would have to find an attorney go to
10.24.08 - 11:46pm
You would have to find an attorney, go to court and that could run you a substantial amount of money. It is much better to just retain a debt negotiation service. There is also the problem of it being on your FICO report for a long time. When you are signing any important application or document you will always have to answer yes when inquired about your previous bankruptcy, so this does have a long lasting effect on your ability to obtain future credit.